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    Overview

    Different Types of Credit Cards in India

    As of today, credit cards are critical tools that empower a person to acquire goods, and avail of services with the comfort of making payments for those purchases on another date. Banks and NBFCs issue credit cards with credit limits, and the holder has to repay the amount used inside the allotted credit limits in accordance with the agreed due dates. The financial institution decides terms and conditions of the credit extended in agreement with the cardholder.

     

    From travel to shopping, to expenses for day-to-day life, and various other needs, credit cards are meant to buy now and pay back later. There are many types of credit cards; some are secured credit cards, some deal with rewards, some are speciality cards that deal with important day-to-day needs such as fuel. Even cash back credit cards, and co-branded cards are a segment offered by financial institutions. With the use of these cards, you can increase your credit score too. Below you will find a list of types of available credit cards.

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      Eligibility

      Credit Card Eligibility

      Silaris offers a selection of credit cards in association with Partner Banks and NBFCs to suit individual profiles based on requirements. Each partner financial institution issues credit cards based on eligibility criteria that differ. Here are the generic few of those prescribed criteria, which you need to fulfil before issuing your choice of credit card. Generic eligibility criteria to avail a Credit card

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        Silaris is a pure “customer centric digital BPO” specialized in providing end to end solutions for Customer Interaction Centre (CIC).

        Established in 2011, our digital solutioning has helped us to carve out a niche for BFSI vertical in India. Our business philosophy is focused on “Service and Customer Delight” by providing quality service in keeping with the philosophies and culture of our customers with better cost efficiency.

        Silaris service offerings are backed by digital solution tailor made basis our industry experience supported with artificial intelligence, speech analytics and Robotics.

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